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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,426 | $114,119-12.0% | $107,187-6.3% | $138,895-27.7% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 16.12% | 273.21%-257.1pp | 204.55%-188.4pp | 145.39%-129.3pp |
| Employer contribution / active EE | $3,365 | $4,059-17.1% | $3,782-11.0% | $4,194-19.8% |
| Participant deferral / active EE | $3,885 | $5,538-29.8% | $5,096-23.8% | $6,396-39.3% |
| Admin fee / account holder | $764 | $10,024-92.4% | $9,162-91.7% | $12,562-93.9% |