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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $12,817 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $10,999 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,954 | $104,336-52.1% | $159,474-68.7% | $86,821-42.5% |
| Participation rate | 90.9% | 77.7%+13.2pp | 82.8%+8.1pp | 72.3%+18.6pp |
| Annual return | 33.96% | 26.32%+7.6pp | 263.68%-229.7pp | 97.94%-64.0pp |
| Employer contribution / active EE | $4,676 | $3,451+35.5% | $4,831-3.2% | $2,406+94.3% |
| Participant deferral / active EE | $8,640 | $6,837+26.4% | $7,353+17.5% | $4,132+109.1% |
| Admin fee / account holder | $96 | $172-44.5% | $10,802-99.1% | $170-43.6% |