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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,139 | $58,099-5.1% | $76,902-28.3% | $75,177-26.7% |
| Participation rate | 40.0% | 63.9%-23.9pp | 69.6%-29.6pp | 67.2%-27.2pp |
| Annual return | 18.25% | 26.71%-8.5pp | 37.91%-19.7pp | 160.75%-142.5pp |
| Employer contribution / active EE | $542 | $1,996-72.8% | $2,534-78.6% | $2,671-79.7% |
| Participant deferral / active EE | $1,284 | $2,999-57.2% | $3,833-66.5% | $4,126-68.9% |
| Admin fee / account holder | $2,591 | $4,778-45.8% | $5,479-52.7% | $5,651-54.1% |