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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,076 | $88,603-48.0% | $69,890-34.1% | $134,545-65.8% |
| Participation rate | 43.5% | 74.9%-31.4pp | 70.5%-27.0pp | 81.2%-37.8pp |
| Annual return | -18.29% | 442.93%-461.2pp | 190.84%-209.1pp | 418.37%-436.7pp |
| Employer contribution / active EE | $656 | $3,236-79.7% | $2,560-74.4% | $4,742-86.2% |
| Participant deferral / active EE | $1,494 | $4,771-68.7% | $3,848-61.2% | $6,401-76.7% |
| Admin fee / account holder | $1,690 | $10,443-83.8% | $6,267-73.0% | $11,431-85.2% |