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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,684 | $107,666-25.1% | $102,184-21.0% | $154,746-47.9% |
| Participation rate | 54.5% | 83.7%-29.2pp | 82.6%-28.1pp | 80.7%-26.2pp |
| Annual return | 12.76% | 29.33%-16.6pp | 31.58%-18.8pp | 172.34%-159.6pp |
| Employer contribution / active EE | $2,210 | $3,846-42.5% | $3,594-38.5% | $4,379-49.5% |
| Participant deferral / active EE | $6,203 | $8,719-28.9% | $8,309-25.3% | $6,730-7.8% |
| Admin fee / account holder | $33,646 | $12,943+159.9% | $11,609+189.8% | $14,365+134.2% |