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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,903 | $108,897-31.2% | $100,378-25.4% | $145,877-48.7% |
| Participation rate | 70.0% | 83.0%-13.0pp | 81.5%-11.5pp | 80.3%-10.3pp |
| Annual return | 31.08% | 58.17%-27.1pp | 49.41%-18.3pp | 551.28%-520.2pp |
| Employer contribution / active EE | $2,591 | $4,420-41.4% | $3,942-34.3% | $4,663-44.4% |
| Participant deferral / active EE | $8,921 | $8,455+5.5% | $8,087+10.3% | $6,691+33.3% |
| Admin fee / account holder | $958 | $9,690-90.1% | $7,899-87.9% | $13,402-92.9% |