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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,385 | $89,259-14.4% | $107,187-28.7% | $82,637-7.6% |
| Participation rate | 97.1% | 67.9%+29.2pp | 75.0%+22.1pp | 68.1%+29.1pp |
| Annual return | 18.12% | 21.02%-2.9pp | 204.55%-186.4pp | 53.51%-35.4pp |
| Employer contribution / active EE | $2,653 | $3,080-13.9% | $3,782-29.9% | $2,552+3.9% |
| Participant deferral / active EE | $8,680 | $4,037+115.0% | $5,096+70.3% | $4,126+110.4% |
| Admin fee / account holder | $4,607 | $7,381-37.6% | $9,162-49.7% | $7,339-37.2% |