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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,258 | $132,099-83.9% | $115,599-81.6% | $138,895-84.7% |
| Participation rate | 73.7% | 77.9%-4.2pp | 74.3%-0.6pp | 79.9%-6.2pp |
| Annual return | 19.11% | 176.76%-157.6pp | 111.10%-92.0pp | 145.39%-126.3pp |
| Employer contribution / active EE | $1,646 | $3,416-51.8% | $2,955-44.3% | $4,194-60.8% |
| Participant deferral / active EE | $2,037 | $5,617-63.7% | $4,889-58.3% | $6,396-68.2% |
| Admin fee / account holder | $1,142 | $15,650-92.7% | $12,841-91.1% | $12,562-90.9% |