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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,949 | $81,358+51.1% | $155,556-21.0% | $80,959+51.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.84% | 33.39%-23.5pp | 64.84%-55.0pp | 35.67%-25.8pp |
| Employer contribution / active EE | $6,204 | $3,106+99.7% | $4,675+32.7% | $2,757+125.0% |
| Participant deferral / active EE | $8,682 | $3,455+151.3% | $5,631+54.2% | $4,300+101.9% |
| Admin fee / account holder | $407 | $7,994-94.9% | $15,885-97.4% | $6,925-94.1% |