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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,832 | $168,635-84.1% | $147,617-81.8% | $125,389-78.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.25% | 77.65%-79.9pp | 61.98%-64.2pp | 282.24%-284.5pp |
| Employer contribution / active EE | $8,531 | $6,252+36.5% | $5,564+53.3% | $4,866+75.3% |
| Participant deferral / active EE | $6,632 | $5,507+20.4% | $4,895+35.5% | $5,352+23.9% |
| Admin fee / account holder | $23,392 | $13,580+72.2% | $11,612+101.4% | $9,541+145.2% |