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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,865 | $138,114-23.3% | $125,391-15.6% | $134,545-21.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.54% | 750.88%-767.4pp | 572.41%-589.0pp | 418.37%-434.9pp |
| Employer contribution / active EE | $4,091 | $5,246-22.0% | $4,816-15.1% | $4,742-13.7% |
| Participant deferral / active EE | $13,087 | $7,801+67.8% | $7,448+75.7% | $6,401+104.4% |
| Admin fee / account holder | $1,937 | $11,570-83.3% | $10,009-80.6% | $11,431-83.1% |