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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,930 | $138,076-71.1% | $123,553-67.7% | $135,380-70.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 11.93% | 153.70%-141.8pp | 119.21%-107.3pp | 519.81%-507.9pp |
| Employer contribution / active EE | $2,796 | $5,152-45.7% | $4,628-39.6% | $4,779-41.5% |
| Participant deferral / active EE | $8,373 | $6,800+23.1% | $6,426+30.3% | $5,609+49.3% |
| Admin fee / account holder | $312 | $10,917-97.1% | $9,284-96.6% | $10,828-97.1% |