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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,828 | $165,399-67.5% | $149,745-64.1% | $158,982-66.1% |
| Participation rate | 44.4% | 84.6%-40.1pp | 82.5%-38.0pp | 82.0%-37.5pp |
| Annual return | 25.85% | 348.34%-322.5pp | 276.72%-250.9pp | 302.99%-277.1pp |
| Employer contribution / active EE | $1,089 | $5,105-78.7% | $4,646-76.6% | $4,763-77.1% |
| Participant deferral / active EE | $4,379 | $7,183-39.0% | $6,843-36.0% | $5,983-26.8% |
| Admin fee / account holder | $0 | $10,811-100.0% | $9,312-100.0% | $11,252-100.0% |