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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,383 | $157,304-72.4% | $141,197-69.3% | $152,909-71.6% |
| Participation rate | 40.0% | 84.8%-44.8pp | 82.5%-42.5pp | 82.5%-42.5pp |
| Annual return | 26.20% | 64.34%-38.1pp | 71.41%-45.2pp | 345.46%-319.3pp |
| Employer contribution / active EE | $1,143 | $5,263-78.3% | $4,736-75.9% | $4,764-76.0% |
| Participant deferral / active EE | $4,650 | $7,111-34.6% | $6,710-30.7% | $5,851-20.5% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,265-100.0% | $11,601-100.0% |