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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,224 | $108,922-36.4% | $100,398-31.1% | $145,978-52.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.01% | 58.04%-44.0pp | 49.32%-35.3pp | 550.52%-536.5pp |
| Employer contribution / active EE | $8,668 | $4,426+95.9% | $3,946+119.7% | $4,662+85.9% |
| Participant deferral / active EE | $24,474 | $8,450+189.6% | $8,084+202.7% | $6,690+265.9% |
| Admin fee / account holder | $18,927 | $9,680+95.5% | $7,893+139.8% | $13,400+41.2% |