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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,171 | $182,442-55.0% | $163,379-49.7% | $138,895-40.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.37% | 72.74%-56.4pp | 63.41%-47.0pp | 145.39%-129.0pp |
| Employer contribution / active EE | $1,822 | $4,159-56.2% | $3,752-51.4% | $4,194-56.6% |
| Participant deferral / active EE | $3,374 | $6,817-50.5% | $6,282-46.3% | $6,396-47.2% |
| Admin fee / account holder | $8,888 | $10,396-14.5% | $9,818-9.5% | $12,562-29.2% |