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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,221 | $135,956-16.7% | $123,894-8.6% | $273,972-58.7% |
| Participation rate | 62.5% | 84.1%-21.6pp | 81.4%-18.9pp | 83.0%-20.5pp |
| Annual return | 38.24% | 56.63%-18.4pp | 47.52%-9.3pp | 41.46%-3.2pp |
| Employer contribution / active EE | $3,440 | $5,170-33.5% | $4,617-25.5% | $4,869-29.3% |
| Participant deferral / active EE | $8,089 | $6,343+27.5% | $5,984+35.2% | $5,287+53.0% |
| Admin fee / account holder | $1,057 | $9,817-89.2% | $8,357-87.4% | $10,133-89.6% |