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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,005 | $51,821-53.7% | $93,727-74.4% | - |
| Participation rate | 93.9% | 67.7%+26.2pp | 68.7%+25.2pp | - |
| Annual return | 19.45% | 11.30%+8.2pp | 133.83%-114.4pp | - |
| Employer contribution / active EE | $2,712 | $1,278+112.3% | $2,421+12.0% | - |
| Participant deferral / active EE | $4,346 | $3,260+33.3% | $4,417-1.6% | - |
| Admin fee / account holder | $1,599 | $4,565-65.0% | $8,292-80.7% | - |