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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,305 | $160,040+83.3% | $147,096+99.4% | $145,877+101.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.39% | 98.49%-88.1pp | 419.75%-409.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $5,485 | $5,289+3.7% | $4,936+11.1% | $4,663+17.6% |
| Participant deferral / active EE | $11,034 | $8,429+30.9% | $8,071+36.7% | $6,691+64.9% |
| Admin fee / account holder | $4,738 | $15,050-68.5% | $13,005-63.6% | $13,402-64.6% |