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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,427 | $148,623+80.6% | $135,974+97.4% | $139,466+92.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.17% | 79.30%-66.1pp | 68.30%-55.1pp | 373.66%-360.5pp |
| Employer contribution / active EE | $6,317 | $5,246+20.4% | $4,859+30.0% | $4,754+32.9% |
| Participant deferral / active EE | $11,670 | $8,103+44.0% | $7,760+50.4% | $6,712+73.9% |
| Admin fee / account holder | $4,225 | $12,406-65.9% | $10,767-60.8% | $11,409-63.0% |