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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,220 | $58,848+61.8% | $88,179+8.0% | $82,637+15.2% |
| Participation rate | 84.4% | 57.9%+26.5pp | 69.1%+15.3pp | 68.1%+16.4pp |
| Annual return | 16.34% | 22.76%-6.4pp | 64.97%-48.6pp | 53.51%-37.2pp |
| Employer contribution / active EE | $2,852 | $1,678+69.9% | $2,549+11.9% | $2,552+11.7% |
| Participant deferral / active EE | $6,420 | $3,124+105.5% | $4,614+39.1% | $4,126+55.6% |
| Admin fee / account holder | $7,080 | $4,795+47.7% | $7,673-7.7% | $7,339-3.5% |