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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,641 | $167,352-26.1% | $143,788-14.0% | $134,509-8.1% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -20.90% | 0.47%-21.4pp | -0.03%-20.9pp | 418.13%-439.0pp |
| Employer contribution / active EE | $11,668 | $5,620+107.6% | $4,952+135.6% | $4,741+146.1% |
| Participant deferral / active EE | $9,444 | $6,447+46.5% | $5,638+67.5% | $6,400+47.6% |
| Admin fee / account holder | $2,956 | $18,091-83.7% | $14,675-79.9% | $11,427-74.1% |