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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,412 | $162,136-73.2% | $152,301-71.5% | $154,746-71.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.80% | 91.02%-75.2pp | 80.50%-64.7pp | 172.34%-156.5pp |
| Employer contribution / active EE | $3,095 | $4,890-36.7% | $4,624-33.1% | $4,379-29.3% |
| Participant deferral / active EE | $6,116 | $8,341-26.7% | $8,004-23.6% | $6,730-9.1% |
| Admin fee / account holder | $1,266 | $15,759-92.0% | $14,398-91.2% | $14,365-91.2% |