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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,159 | $148,623-86.4% | $135,974-85.2% | $139,466-85.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.08% | 79.30%-59.2pp | 68.30%-48.2pp | 373.66%-353.6pp |
| Employer contribution / active EE | $2,716 | $5,246-48.2% | $4,859-44.1% | $4,754-42.9% |
| Participant deferral / active EE | $5,754 | $8,103-29.0% | $7,760-25.9% | $6,712-14.3% |
| Admin fee / account holder | $2,655 | $12,406-78.6% | $10,767-75.3% | $11,409-76.7% |