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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,083 | $76,371-84.2% | $93,621-87.1% | $72,975-83.4% |
| Participation rate | 83.3% | 71.8%+11.6pp | 75.8%+7.5pp | 69.5%+13.8pp |
| Annual return | 22.60% | 25.82%-3.2pp | 32.76%-10.2pp | 81.01%-58.4pp |
| Employer contribution / active EE | $1,494 | $2,276-34.4% | $2,719-45.1% | $2,440-38.8% |
| Participant deferral / active EE | $2,966 | $3,538-16.2% | $4,070-27.1% | $3,608-17.8% |
| Admin fee / account holder | $547 | $6,839-92.0% | $7,890-93.1% | $5,124-89.3% |