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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,001 | $104,251-91.4% | $91,004-90.1% | $147,586-93.9% |
| Participation rate | 87.5% | 78.2%+9.3pp | 75.6%+11.9pp | 82.8%+4.7pp |
| Annual return | 2381.07% | 27.06%+2354.0pp | 4.60%+2376.5pp | 578.59%+1802.5pp |
| Employer contribution / active EE | $1,322 | $3,116-57.6% | $2,456-46.2% | $4,876-72.9% |
| Participant deferral / active EE | $2,724 | $4,195-35.1% | $3,548-23.2% | $5,439-49.9% |
| Admin fee / account holder | $490 | $8,948-94.5% | $5,417-91.0% | $10,886-95.5% |