Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,633 | $78,425-66.0% | $95,956-72.2% | $79,858-66.6% |
| Participation rate | 44.6% | 73.5%-28.9pp | 77.1%-32.5pp | 69.6%-25.0pp |
| Annual return | 12.81% | 19.37%-6.6pp | 91.63%-78.8pp | 31.72%-18.9pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,574 | $3,440-54.3% | $4,167-62.2% | $3,740-57.9% |
| Admin fee / account holder | $2,712 | $5,622-51.8% | $6,797-60.1% | $5,306-48.9% |