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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,991 | $78,694+30.9% | $67,652+52.2% | $125,389-17.9% |
| Participation rate | 27.3% | 78.8%-51.5pp | 75.7%-48.4pp | 83.2%-55.9pp |
| Annual return | 22.61% | 9.46%+13.2pp | 6625.40%-6602.8pp | 282.24%-259.6pp |
| Employer contribution / active EE | $2,792 | $3,044-8.3% | $2,266+23.2% | $4,866-42.6% |
| Participant deferral / active EE | $2,144 | $4,292-50.1% | $3,560-39.8% | $5,352-59.9% |
| Admin fee / account holder | $0 | $7,403-100.0% | $4,821-100.0% | $9,541-100.0% |