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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,284 | $61,391+21.0% | $149,723-50.4% | $71,529+3.9% |
| Participation rate | 55.1% | 62.5%-7.5pp | 78.8%-23.7pp | 67.9%-12.9pp |
| Annual return | 19.46% | 35.88%-16.4pp | 134.50%-115.0pp | 28.97%-9.5pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $4,821-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $6,864 | $2,921+135.0% | $5,682+20.8% | $4,291+59.9% |
| Admin fee / account holder | $9,890 | $1,264+682.3% | $13,215-25.2% | $1,588+522.6% |