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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,603 | $85,171-32.4% | $172,753-66.7% | $72,976-21.1% |
| Participation rate | 83.6% | 70.1%+13.5pp | 82.6%+0.9pp | 69.5%+14.1pp |
| Annual return | 24.73% | 27.32%-2.6pp | 803.00%-778.3pp | 81.02%-56.3pp |
| Employer contribution / active EE | $6,242 | $3,324+87.8% | $5,144+21.4% | $2,440+155.8% |
| Participant deferral / active EE | $11,916 | $3,260+265.5% | $5,198+129.3% | $3,608+230.3% |
| Admin fee / account holder | $1,788 | $5,880-69.6% | $13,956-87.2% | $5,124-65.1% |