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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,575 | $183,592-43.0% | $155,574-32.8% | $145,877-28.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.08% | 61.37%-50.3pp | 64.87%-53.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $7,648 | $5,317+43.9% | $4,676+63.6% | $4,663+64.0% |
| Participant deferral / active EE | $5,706 | $6,466-11.8% | $5,629+1.4% | $6,691-14.7% |
| Admin fee / account holder | $1,338 | $19,316-93.1% | $15,914-91.6% | $13,402-90.0% |