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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,314 | $100,792-85.8% | $86,691-83.5% | $134,509-89.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -18.85% | 29.08%-47.9pp | 35.94%-54.8pp | 418.13%-437.0pp |
| Employer contribution / active EE | $9,952 | $3,491+185.1% | $2,837+250.8% | $4,741+109.9% |
| Participant deferral / active EE | $12,055 | $5,339+125.8% | $4,656+158.9% | $6,400+88.3% |
| Admin fee / account holder | $62,536 | $10,924+472.5% | $7,492+734.7% | $11,427+447.3% |