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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,637 | $82,674-29.1% | $125,381-53.2% | $68,486-14.4% |
| Participation rate | 70.3% | 75.1%-4.8pp | 82.4%-12.1pp | 67.9%+2.4pp |
| Annual return | -18.58% | -5.97%-12.6pp | 572.31%-590.9pp | -7.85%-10.7pp |
| Employer contribution / active EE | $3,033 | $3,382-10.3% | $4,815-37.0% | $2,597+16.8% |
| Participant deferral / active EE | $4,969 | $6,111-18.7% | $7,448-33.3% | $4,028+23.4% |
| Admin fee / account holder | $5,448 | $6,277-13.2% | $10,007-45.6% | $5,404+0.8% |