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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,848 | $157,304-65.8% | $141,197-61.9% | $152,909-64.8% |
| Participation rate | 77.3% | 84.8%-7.6pp | 82.5%-5.2pp | 82.5%-5.2pp |
| Annual return | 22.52% | 64.34%-41.8pp | 71.41%-48.9pp | 345.46%-322.9pp |
| Employer contribution / active EE | $2,477 | $5,263-52.9% | $4,736-47.7% | $4,764-48.0% |
| Participant deferral / active EE | $4,388 | $7,111-38.3% | $6,710-34.6% | $5,851-25.0% |
| Admin fee / account holder | $1,342 | $12,126-88.9% | $10,265-86.9% | $11,601-88.4% |