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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,310 | $82,674-31.9% | $125,381-55.1% | $68,486-17.8% |
| Participation rate | 76.8% | 75.1%+1.7pp | 82.4%-5.6pp | 67.9%+8.9pp |
| Annual return | -13.24% | -5.97%-7.3pp | 572.31%-585.5pp | -7.85%-5.4pp |
| Employer contribution / active EE | $5,026 | $3,382+48.6% | $4,815+4.4% | $2,597+93.6% |
| Participant deferral / active EE | $11,063 | $6,111+81.0% | $7,448+48.5% | $4,028+174.7% |
| Admin fee / account holder | $10,597 | $6,277+68.8% | $10,007+5.9% | $5,404+96.1% |