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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,136 | $98,766-44.2% | $149,730-63.2% | $79,852-31.0% |
| Participation rate | 63.0% | 75.8%-12.8pp | 82.5%-19.5pp | 69.6%-6.7pp |
| Annual return | 24.22% | 27.43%-3.2pp | 276.70%-252.5pp | 31.72%-7.5pp |
| Employer contribution / active EE | $3,550 | $3,217+10.4% | $4,645-23.6% | $2,471+43.7% |
| Participant deferral / active EE | $7,696 | $5,681+35.5% | $6,843+12.5% | $3,740+105.7% |
| Admin fee / account holder | $0 | $6,052-100.0% | $9,310-100.0% | $5,306-100.0% |