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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,220 | $67,352-84.8% | $60,899-83.2% | $134,509-92.4% |
| Participation rate | 68.4% | 76.2%-7.8pp | 73.1%-4.7pp | 81.2%-12.8pp |
| Annual return | -19.11% | 49.99%-69.1pp | 16.92%-36.0pp | 418.13%-437.2pp |
| Employer contribution / active EE | $819 | $3,098-73.6% | $2,702-69.7% | $4,741-82.7% |
| Participant deferral / active EE | $1,623 | $4,539-64.2% | $3,817-57.5% | $6,400-74.6% |
| Admin fee / account holder | $1,028 | $4,585-77.6% | $3,225-68.1% | $11,427-91.0% |