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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,844 | $102,595-82.6% | $94,057-81.0% | $154,746-88.5% |
| Participation rate | 77.8% | 76.0%+1.8pp | 73.3%+4.4pp | 80.7%-2.9pp |
| Annual return | 27.43% | 583.42%-556.0pp | 480.62%-453.2pp | 172.34%-144.9pp |
| Employer contribution / active EE | $1,130 | $3,147-64.1% | $2,933-61.5% | $4,379-74.2% |
| Participant deferral / active EE | $3,667 | $5,118-28.4% | $4,709-22.1% | $6,730-45.5% |
| Admin fee / account holder | $637 | $7,736-91.8% | $7,244-91.2% | $14,365-95.6% |