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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,844 | $72,071-75.2% | $68,368-73.9% | $137,256-87.0% |
| Participation rate | 77.8% | 76.2%+1.5pp | 73.8%+4.0pp | 80.0%-2.2pp |
| Annual return | 27.43% | 353.14%-325.7pp | 292.57%-265.1pp | 220.34%-192.9pp |
| Employer contribution / active EE | $1,130 | $2,788-59.5% | $2,649-57.3% | $4,156-72.8% |
| Participant deferral / active EE | $3,667 | $4,410-16.9% | $4,123-11.1% | $6,407-42.8% |
| Admin fee / account holder | $637 | $5,336-88.1% | $5,150-87.6% | $12,270-94.8% |