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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,309 | $81,504+61.1% | $102,437+28.2% | $80,959+62.2% |
| Participation rate | 75.5% | 66.9%+8.6pp | 74.5%+1.0pp | 67.7%+7.8pp |
| Annual return | 14.52% | 25.60%-11.1pp | 24.95%-10.4pp | 35.67%-21.1pp |
| Employer contribution / active EE | $575 | $3,104-81.5% | $3,871-85.1% | $2,757-79.1% |
| Participant deferral / active EE | $5,143 | $3,871+32.9% | $5,060+1.6% | $4,300+19.6% |
| Admin fee / account holder | $6,181 | $6,719-8.0% | $8,388-26.3% | $6,925-10.7% |