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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,573 | $138,102-61.9% | $125,381-58.1% | $134,532-60.9% |
| Participation rate | 39.1% | 84.5%-45.4pp | 82.4%-43.2pp | 81.2%-42.1pp |
| Annual return | -16.55% | 750.73%-767.3pp | 572.31%-588.9pp | 418.27%-434.8pp |
| Employer contribution / active EE | $1,365 | $5,245-74.0% | $4,815-71.7% | $4,741-71.2% |
| Participant deferral / active EE | $2,792 | $7,801-64.2% | $7,448-62.5% | $6,401-56.4% |
| Admin fee / account holder | $32,510 | $11,568+181.0% | $10,007+224.9% | $11,429+184.5% |