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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,565 | $157,296-62.1% | $141,191-57.8% | $152,897-61.0% |
| Participation rate | 43.5% | 84.8%-41.3pp | 82.5%-39.0pp | 82.5%-39.0pp |
| Annual return | 36.37% | 64.34%-28.0pp | 71.41%-35.0pp | 345.43%-309.1pp |
| Employer contribution / active EE | $1,393 | $5,262-73.5% | $4,736-70.6% | $4,764-70.8% |
| Participant deferral / active EE | $3,020 | $7,111-57.5% | $6,710-55.0% | $5,851-48.4% |
| Admin fee / account holder | $557 | $12,125-95.4% | $10,264-94.6% | $11,599-95.2% |