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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,191 | $106,524-30.4% | $152,301-51.3% | $87,485-15.2% |
| Participation rate | 37.8% | 75.8%-37.9pp | 82.4%-44.6pp | 68.9%-31.1pp |
| Annual return | 14.34% | 26.89%-12.5pp | 80.50%-66.2pp | 26.06%-11.7pp |
| Employer contribution / active EE | $1,329 | $3,371-60.6% | $4,624-71.3% | $2,596-48.8% |
| Participant deferral / active EE | $2,608 | $6,525-60.0% | $8,004-67.4% | $4,274-39.0% |
| Admin fee / account holder | $1,921 | $8,287-76.8% | $14,398-86.7% | $7,775-75.3% |