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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,018 | $74,089+2.6% | $133,975-43.3% | $55,167+37.8% |
| Participation rate | 84.8% | 84.3%+0.6pp | 87.1%-2.2pp | 69.0%+15.9pp |
| Annual return | 15.49% | 12.11%+3.4pp | 29.29%-13.8pp | 169.23%-153.7pp |
| Employer contribution / active EE | $4,574 | $3,064+49.3% | $5,211-12.2% | $1,963+133.1% |
| Participant deferral / active EE | $9,330 | $4,678+99.4% | $6,282+48.5% | $3,054+205.5% |
| Admin fee / account holder | $1,127 | $458+146.0% | $9,324-87.9% | $504+123.6% |