Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,844 | $65,041-68.0% | $90,965-77.1% | $79,858-73.9% |
| Participation rate | 24.3% | 61.6%-37.3pp | 69.0%-44.7pp | 69.6%-45.3pp |
| Annual return | 16.39% | 30.45%-14.1pp | 134.57%-118.2pp | 31.72%-15.3pp |
| Employer contribution / active EE | $306 | $1,247-75.4% | $2,122-85.6% | $2,471-87.6% |
| Participant deferral / active EE | $685 | $2,512-72.7% | $3,373-79.7% | $3,740-81.7% |
| Admin fee / account holder | $552 | $4,536-87.8% | $5,960-90.7% | $5,306-89.6% |