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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,970 | $138,078-86.3% | $125,363-84.9% | $134,509-85.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.07% | 750.49%-765.6pp | 572.15%-587.2pp | 418.13%-433.2pp |
| Employer contribution / active EE | $1,542 | $5,245-70.6% | $4,815-68.0% | $4,741-67.5% |
| Participant deferral / active EE | $5,244 | $7,800-32.8% | $7,447-29.6% | $6,400-18.1% |
| Admin fee / account holder | $354 | $11,566-96.9% | $10,005-96.5% | $11,427-96.9% |