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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,021 | $88,596-86.4% | $70,098-82.9% | $134,509-91.1% |
| Participation rate | 75.0% | 74.9%+0.1pp | 70.5%+4.5pp | 81.2%-6.2pp |
| Annual return | -21.00% | 442.67%-463.7pp | 190.76%-211.8pp | 418.13%-439.1pp |
| Employer contribution / active EE | $0 | $3,235-100.0% | $2,560-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,061 | $4,772-35.8% | $3,849-20.5% | $6,400-52.2% |
| Admin fee / account holder | $488 | $10,441-95.3% | $6,266-92.2% | $11,427-95.7% |