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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,808 | $27,924+3.2% | $58,544-50.8% | $75,181-61.7% |
| Participation rate | 3.7% | 38.8%-35.2pp | 50.9%-47.2pp | 67.2%-63.5pp |
| Annual return | 21.36% | 44.20%-22.8pp | 4249.56%-4228.2pp | 160.69%-139.3pp |
| Employer contribution / active EE | $118 | $669-82.4% | $1,053-88.8% | $2,671-95.6% |
| Participant deferral / active EE | $702 | $1,202-41.5% | $1,923-63.5% | $4,126-83.0% |
| Admin fee / account holder | $6,856 | $1,726+297.2% | $2,520+172.1% | $5,650+21.3% |