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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,264 | $82,678-86.4% | $125,391-91.0% | $68,490-83.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -7.75% | -5.97%-1.8pp | 572.41%-580.2pp | -7.85%+0.1pp |
| Employer contribution / active EE | $4,898 | $3,382+44.8% | $4,816+1.7% | $2,597+88.6% |
| Participant deferral / active EE | $9,190 | $6,111+50.4% | $7,448+23.4% | $4,028+128.2% |
| Admin fee / account holder | $2,715 | $6,277-56.8% | $10,009-72.9% | $5,403-49.8% |