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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,850 | $105,200-89.7% | $159,474-93.2% | $85,847-87.4% |
| Participation rate | 97.3% | 75.8%+21.5pp | 82.8%+14.5pp | 69.3%+28.0pp |
| Annual return | 72.73% | 45.08%+27.7pp | 263.68%-191.0pp | 318.61%-245.9pp |
| Employer contribution / active EE | $4,416 | $3,319+33.1% | $4,831-8.6% | $2,565+72.1% |
| Participant deferral / active EE | $7,697 | $5,946+29.5% | $7,353+4.7% | $3,952+94.7% |
| Admin fee / account holder | $1,232 | $6,934-82.2% | $10,802-88.6% | $6,261-80.3% |