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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,400 | $100,125-82.6% | $81,482-78.6% | $145,978-88.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.90% | 34.44%-13.5pp | 24.79%-3.9pp | 550.52%-529.6pp |
| Employer contribution / active EE | $1,984 | $2,977-33.4% | $2,463-19.4% | $4,662-57.4% |
| Participant deferral / active EE | $3,082 | $4,609-33.1% | $3,885-20.7% | $6,690-53.9% |
| Admin fee / account holder | $420 | $8,198-94.9% | $5,761-92.7% | $13,400-96.9% |